Universal Agent Wallet · Beta opens Q3 2026

Sign in once.
Your AI agents
act under your rules.

ChatGPT books dinner. Claude orders groceries. Qwen books travel. Copilot manages your calendar. Each one needs your payment, your preferences, your permission. Today you give that to each separately. Tomorrow you give it once — to your wallet.

The wallet is the consent layer for the agentic web. Cryptographically scoped permissions ("Operator can spend up to $50/week on food, no alcohol after 11pm"). Cross-platform identity. You own the keys. Free to use.
Join beta waitlist → How it works

Browser extension + iOS / Android shortcuts · First 1000 users: lifetime free Plus tier

How a single transaction flows · 4 steps

You stay in control. The agent stays in scope.

Hit Play. Watch what actually happens when Operator orders you dinner.

1. you ask Operator 2. wallet checks rules 3. agent acts 4. receipt back 🧑 You "Operator, order dinner." no PIN. no card. no re-explaining. 🪪 Your Wallet vegetarian ✓ budget $50 ✓ issues 5-min passport 🤖 Operator finds 3 options picks one within budget places order at merchant ✓ Receipt in your wallet cryptographically signed disputes auto-handled One identity. One wallet. Every agent everywhere respects your rules — because the rules are cryptographic.
STEP 0 OF 4
One wallet, every AI agent. Set your rules once. They respect them everywhere.

Three people who use it differently

All using the same wallet. Different rules.

👨‍💻
Alex — Software engineer, SF
POWER USER · $5/MO PLUS TIER
Sets "$200/month food, $300/month rideshare, $0 on impulse buys." ChatGPT, Claude, and Operator all respect this. Reviews the unified spending dashboard once a month. Has saved ~$180/month vs his pre-agent random buys.
👨‍👩‍👧
Sara — Family wallet, Toronto
FAMILY · MULTI-USER
Manages a shared wallet for her family: each member has scoped limits (kids: $20/mo, spouse: $400/mo). Approves anything over limit. Family's AI agents respect the policy. No more "did our kids buy this?" mysteries.
🏢
Vikram — Operations VP, Bangalore
BUSINESS · $49/USER/MO
Equips his 50-person team with corporate agentic spend wallets. Per-employee budgets. Real-time approvals. SOC 2 logs. Integrates with their QuickBooks. AI agents book travel + order supplies + coordinate vendors — all within IT-defined guardrails.
Act before AI agents start spending without you

Your AI agents will spend money. Define the rules before they do.

  • By 2027, 60% of online purchases will go through AI agents. Today: 4%. The curve is steep.
  • Right now, every agent has its own payment system. Operator wants your card. Claude wants your card. Qwen wants your card. They don't share. None of them respect each other's spending limits.
  • The first 1000 wallet users get lifetime free Plus tier. $5/mo otherwise. We close that after 1000.
  • Your data stays yours. Self-custody key option means even we can't see what you bought.

What it costs

Wallet is free for users. Merchants pay us when verified agentic transactions complete.

★ Wallet Free

$0 forever

All consumer features. Forever.

  • Unlimited agent permissions
  • Spending limits + scope rules
  • Cross-platform identity
  • Chrome, Firefox, Edge, Safari extensions
  • iOS + Android shortcuts
  • Self-custody key option
Join waitlist

Wallet Plus

$5 / month

For power users.

  • Everything in Free
  • Multi-user / family wallets
  • Spending insights + budget alerts
  • Advanced analytics dashboard
  • Priority verifier infrastructure
  • API access for custom integrations
Join waitlist

Wallet Business

$49 / user / mo

Teams with corporate agentic spend.

  • Everything in Plus
  • Team admin + SSO (Entra, Google)
  • Centralized spending controls
  • Per-employee budgets
  • Accounting integration (QBO, Xero)
  • Audit log export
  • SOC 2 compliance docs
Join waitlist

Frequently asked

How is this different from Apple Pay or Google Pay?

Apple/Google Pay are tap-to-pay systems for HUMANS. Wallet is for AI AGENTS that act on your behalf. Different problem. Apple Pay needs a fingerprint per transaction; Wallet issues a 5-minute scoped passport that the agent uses for multiple transactions within your pre-set rules.

What if an AI agent goes rogue and tries to overspend?

It can't. The passport is cryptographically scoped to your max-value rule (e.g., "$50 per transaction"). The merchant's verifier checks the passport before accepting. Agent that tries to exceed gets a hard rejection at the protocol level, not "trust us we promise."

You can see what I buy?

Only if you opt in. Default: passports are signed by your key locally; we never see purchase content. Self-custody option means even we can't read transaction metadata. We make money from merchant take-rates, not your data.

What if I lose my phone?

One-click revoke from any other device. Lost device's keys are immediately invalidated. All linked agents stop being able to act. Cryptographic kill-switch, not "wait for support."

Which agents work with it day one?

Beta launches with: OpenAI Operator, Claude Computer Use, Microsoft Copilot Agents, Qwen, Google Gemini, Perplexity Comet. Plus indie agents via SDK. As new agents launch, you're automatically compatible.

What about chargebacks and disputes?

Per-transaction passport includes the agent's identity, the intent, the timestamp, your consent rules. If a charge looks wrong, the wallet auto-prepares a dispute filing with all evidence — saves you the hour of arguing with your bank.